Personal Savings and CDs

This page will soon contain additional information, if you would like more details please contact us.

Savings

Whether you need to start a nest egg, save for your dream vacation, or even start your very first bank account, here is where to start!

  • Maintain a minimum balance of $200 to avoid a $3.00 monthly service charge
    There is no minimum balance for Savings Account holders under age 18, and therefore no monthly service charge
  • Minimum deposit to open is $100
    There is no minimum first deposit for Savings Account holders under age 18
  • Interest earning, compounded and paid quarterly
  • Limited to three withdrawals per month. Excessive transaction fee of $1 per item in excess of three.
  • Free, unlimited Online Banking with your computer
  • Choose FREE e-Statements – or choose paper statements for just $2.00 per month.

1 With this account you may have six transactions per month, by 3rd party or by check. In-person transfers are unlimited.

For additional information and terms on our accounts, please request a copy of our Personal Deposit Account Disclosure.

For information on IRA SAVINGS, Click here.

Health Savings Account (HSA)

If you need this tax-advantaged account to compliment your high-deductible health care plan, we have you covered.1 And though it is called a Health Savings Account, in fact you will be able to use it just like a checking account!

  • No minimum deposit to open
  • Earns interest when daily balance over $1,000 is maintained
  • Service charge of $3.00 per month
  • IRS reporting of contributions and distributions is performed by ENB
  • Unlimited Check Writing
  • Unlimited Visa Debit Card use, with no annual fee
  • Free, unlimited Online Banking with your computer
  • Unlimited Online Bill Pay service, including POP Money and External Transfers
  • Choose FREE e-Statements with images – or choose paper statements for just $2.00 per month.2

1 HSA Accounts have many restrictions, requirements, contribution limits, etc. – and are reportable to the IRS. To determine if you qualify, or to receive additional information, please contact us and request additional information, terms and disclosures.
2 Paper statements with no check images are $2.00 per month. Paper statements with images are $5.00 per month

Certificates of Deposit

If you are looking for a safe, FDIC insured timed deposit, a term Certificate of Deposit may be to your liking.

  • Minimum deposit to open is $1,000
  • Fixed interest rates from 90 days to 5 years1
  • Interest is paid and compounded quarterly
  • View your CD balances online

1 Please contact Evergreen National Bank for current rates

For additional information and terms on our accounts, please request a copy of our Personal Deposit Account Disclosure.

For information on IRA CD's, Click here.