FACTS

WHAT DOES EVERGREEN NATIONAL BANK DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you   how we collect, share, and protect your personal information. Please read this notice carefully   to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n  Social Security number and income

n  account balances and payment history

n  credit history and credit scores

When you are no longer our customer, we continue to share your information as described in  this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Evergreen National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Evergreen National Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

NO

For our affiliates’ everyday business purposes—
information about your transactions and experiences

NO

NO

For our affiliates’ everyday business purposes—
information about your creditworthiness

NO

NO

For our affiliates to market to you

NO

NO

For nonaffiliates to market to you

NO

NO

What we do

How does Evergreen National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic, and procedural safeguards that  comply with federal standards to guard your nonpublic personal information.  Our employees are educated on the importance of maintaining the confidentiality of customer information.

How does Evergreen National Bank collect my personal information?

We collect your personal information, for example, when you

n  open an account or deposit money

n  pay your bills or apply for a loan

n  use your credit or debit card

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights       to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  Evergreen National Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can       be financial and nonfinancial companies.

n   Evergreen National Bank does not share with non-affiliates so     they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  Evergreen National Bank doesn’t jointly market.

Questions?

Call 303-674-2700