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Business Loans

ENB offers a variety of business loans, we have been lending to our area businesses and contractors for over 40 years, we are proud to be a part of the success for many businesses in our mountain communities.


Every loan request is unique. Our in-house loan team will take the time to understand your credit needs and help you determine the type of loan which is best for you. All loan decisions are made locally, giving us the ability to answer your questions and seek approval for your loan quickly. Please contact one of our loan officers today, for current rates, applications and disclosures. Credit qualifications apply for all loans

Business Loan

Whether your business is well-seasoned or it is just starting out, ENB offers business loans that use company assets to secure a loan.

If you need a term loan to make purchases, repairs or to cover cash flow needs, a business term loan may be just what your business needs. A business loan can be secured with a company or personal assets that include, but aren’t limited to equipment, inventory, accounts receivables, stocks, cash accounts, cash value of life insurance, and automobiles.

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Line of Credit

Most businesses have income peaks and valleys throughout the year. A line of credit loan can provide you with the peace of mind you need to focus on the important things

A line of credit is often ideal for businesses. It is designed with a maximum credit limit and allows you to borrow and repay funds up to that limit, as you need them. Our revolving lines of credit are generally renewed annually and can be secured with business or personal assets

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Commercial Property

If you are buying an investment property or would like to use the equity in a property that you already own, a business real estate loan is what you need.

If you wish to purchase a new investment property or if you want to borrow against the equity you already have in a commercial building or investment home, a commercial real estate loan may be the best fit for you.

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Commercial Construction

We love to build things! If you are ready to build a new 'home' for your business or improve the old one, we are ready to help.

We have been lending for home building for over 40 years, and are pretty good at it. ENB will work closely with you and your builder to help ensure that your home is built on time and within budget. Our construction loan program is tried, true and practically down to a science with a system that allows you to see where your money is going and follow the progress of your new home as it is built.

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Letter of Credit

Business letters of credit are usually issued at the request of a municipality, utility company or vendor that you are doing business with.

A letter of credit may be performance-based (like putting in a new driveway) or it might be used instead of putting down a required cash deposit to do business with a new vendor. A letter of credit assures the requesting party that there are funds in place that can be accessed in case you don’t perform your duties under your agreement with them. Letters of credit are backed up with a loan agreement between you and ENB that will be activated if the letter of credit is drawn upon.

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