Online Banking

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Privacy Policy


FACTSWHAT DOES EVERGREEN NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Evergreen National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Evergreen National Bank share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes—
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO We don’t share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NO We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We don’t share
For our affiliates to market to you NO We don’t share
For nonaffiliates to market to you NO We don’t share
What we do

no

How does Evergreen National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Our employees are educated on the importance of maintaining the confidentiality of customer information.
How does Evergreen National Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions

no

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Evergreen National Bank does not share with our affiliates. Our affiliates include Evergreen Bancorp.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Evergreen National Bank does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Evergreen National Bank doesn’t jointly market.
Internet Privacy Policy

The directors, management, and staff of Evergreen National Bank are concerned about and respect the privacy of customers’/consumers’ personal financial information. We understand that our customers furnish sensitive information to the bank in the course of daily business, and the bank is committed to treating such information responsibly. We know that our customers expect privacy and security for their personal and financial affairs.

The bank will take all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers.  Our general Privacy Policy outlines our bank’s practice regarding personally identifiable financial information for consumers and those consumers who become our customers.  See our general Privacy Policy.

ONLINE PRIVACY

When you use Internet banking to apply for one of our products or services, or sign up for online services, such as eStatements or Bill Payment, we will request information, such as your e-mail address, your account number. This information allows you to perform certain tasks (e.g., correspond with us or review your accounts) and it allows us to provide the information you requested. In these cases, we collect only the information necessary to interact with you. We also gather data to track Web site usage, such as number of hits, pages visited, and the length of user sessions, in order to evaluate the usefulness of our sites.  This information is not specific to your personally identifiable financial information.

Cookies

A cookie is an element of data that a Web site can send to your browser, which may then be stored on your system. A cookie does not retrieve any data from your hard drive, carry computer viruses, or capture your e-mail address. Cookies help Web sites to keep track of user preferences and to recognize return visitors. So, when you return to a Web site you’ve visited before, your browser gives this data back to the server.

We use cookies to make your online experience with us a more focused one based on the products and services you have with us. We also use cookies for various purposes, such as maintaining continuity during an online session, gathering data about the use of our site, or monitoring our online promotions. This information helps us inform you about additional products, services, or promotions that may be of interest to you.

You can set your browser to reject cookies. However, if you choose to reject cookies, it will prevent you from using online banking. If your browser rejects cookies, you may not be able to sign on to your favorite sites or use the features you like most within those sites.

ONLINE SECURITY

We are committed to protecting the confidentiality of your information and online transactions.  We use many lines of defense to do this and follow industry best practices.

Links on Our Website

We may provide links to sites outside of our Web site to alert you to products, information, and services offered by third parties. These links are provided as a courtesy to give you access to information that may be of interest to you, and may be to both the private and public sector Web sites. Although we will only provide links to sites we believe are reputable, we do not make any representations concerning the linked sites’ contents or availability. Please note that linked sites may have different privacy and information security policies than Evergreen National Bank. You should review each site’s privacy and information security policies carefully before you enter confidential information onto the site.

External Financial Services

Please use caution when using external financial aggregation or consolidation services. These are companies that collect personal information from a variety of sources and place them on one Web site. They are able to do this by having you give them your identification information and password for each individual Web site, and then use these passwords to access each account. You must provide your permission and information to allow these services to collect this data. We recommend extreme caution when using these services and encourage you not to provide any account information or password to a site that is not familiar to you.

Privacy of Children

The Children’s Online Privacy Protection Act protects children und the age of 13 from the collection of personal information on the Internet.  Evergreen National Bank respects the privacy of children.  We do not knowingly collect names, email addresses or any other personally identifiable information from children.  We do not knowingly market to children, nor do we allow children under the age of 13 to open online accounts.

Preventing Identity Theft

Evergreen National Bank is committed to protecting your personal information. Strict policies and procedures have been implemented to ensure that your personal information is kept confidential. Only authorized signers can access account information. Every effort is made to protect our customers from fraud. We will never initiate a request for sensitive information from you via e-mail (i.e., Social Security number, personal ID, password, PIN, or account number). If you receive an e-mail that requests this type of sensitive information, you should be suspicious of it. We strongly suggest that you do not share your personal ID, password, PIN, or account number with anyone, under any circumstances. If you receive a suspicious looking e-mail that appears to have come from us, you should contact us at: (303)-674-2700.

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